Texas homestead law provides for any borrower refinancing their homestead in Texas to have a grace period of 3 business days from the closing date to re-consider the terms of the refinance before the loan becomes final.
Example: If your loan closes on Monday, it will fund on Friday. Or, if it closes on Thursday, it will fund on Tuesday. (Holidays and Sundays are not included in the rescission period)
The title company will require you to sign a form stating that you are not rescinding the loan prior to disbursing any of the funds from the loan.