All new-construction housing must be ENERGY STAR® labeled & certified.

All new-construction homes financed through the Texas Veterans Housing Assistance Program (VHAP) must meet the U.S. Environmental Protection Agency's (EPA) new guidelines for ENERGY STAR^® qualified homes. This includes completion of the Thermal Bypass Checklist, by a certified Home Energy Rating System (HERS) Rater, prior to wallboard being installed.

The new guidelines, Thermal Bypass Checklist and applicability dates may be found at:

• www.energystar.gov
• ENERGY STAR^® Guidelines
• ENERGY STAR^® Affidavit (pdf)

All VLB loans are also subject to credit approval.

Please email or call our office for additional information.