VA Funding Fee Table Active Duty & Veterans National Guard & Reservists Loan Type Down Payment First Use of Eligibility Multi-Use of Eligibility First Use of Eligibility Multi-Use of Eligibility Purchase or Construction 0% 5% - 9.99% 10% 2.15% 1.50% 1.25% 3.30% 1.50% 1.25% 2.40% 1.75% 1.50% 3.30% (2) 1.75% 1.50% Regular Refinance N/A 2.15% 3.30% 2.40% 3.30% (2) Streamline Refinance N/A 0.50% 0.50% 0.50% 0.50% Notes: 1) Veterans with VA compensable disabilities of 10% or greater are usually exempt from the VA Funding Fee. 2) The higher subsequent use fee does not apply to these types of loans if the veteran’s only prior use of entitlement was for a manufactured home loan.