| Active Duty & Veterans | National Guard & Reservists | ||||
|---|---|---|---|---|---|
| Loan Type | Down Payment | First Use of Eligibility | Multi-Use of Eligibility | First Use of Eligibility | Multi-Use of Eligibility |
| Purchase or Construction | 0% 5% - 9.99% 10% |
2.15% 1.50% 1.25% |
3.30% 1.50% 1.25% |
2.40% 1.75% 1.50% |
3.30% (2) 1.75% 1.50% |
| Regular Refinance | N/A | 2.15% | 3.30% | 2.40% | 3.30% (2) |
| Streamline Refinance | N/A | 0.50% | 0.50% | 0.50% | 0.50% |
| Notes: 1) Veterans with disabilities of 10% or greater are usually exempt from the VA Funding Fee. 2) The higher subsequent use fee does not apply to these types of loans if the veteran’s only prior use of entitlement was for a manufactured home loan. |
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